Contact your insurance company to file
a claim. Call your agent or insurance company's 800#
immediately, even at the scene with the police if possible.
Sometimes the police officer can give your insurance company
clearer, more accurate information. This can save you a lot
of time later waiting for your claim to be processed.
Review the articles provided in our Insurance
Information section. This section helps you better understand
the auto insurance claims process and offers excellent advice
in dealing with many types of auto accident claims. Every
insurance company has a team of adjusters, investigators and
attorneys whose primary responsibility is to limit the liability
of the insurance company and minimize the amount of money
to be paid to injured parties.
Most auto insurance companies require
their policyholders to promptly report every auto accident.
The insurance company will want to gather all of the basic
information concerning the accident for their records. Sometimes
the insurance company will want your authorization to make
a recorded statement concerning the accident. We suggest that
if you or your passengers were injured in the accident, or
believe the insurance company will try to claim "you're
not covered" or you have any concerns about the adequacy
of your coverage, you
should contact an attorney (see step
3) before you go much further, and certainly before you
give the insurance company permission to record your conversation.
Your policy will set out how quickly you must notify
the company. Failure to comply could result in loss
of coverage for the accident, without it constituting bad
faith by the insurer. For helpful articles on how insurance
adjusters work and how they think visit the Insurance
Information section of this web site.
To Step 3
Accident Resource has compiled a host of professional directories
to help you locate qualified professionals who can help you
through the traffic accident process. Our professional directories
help you locate qualified personal injury attorneys, medical
specialists (chiropractic specialists), insurance companies,
expert witnesses, traffic investigation police and others.
We have broken everything down so you can easily find qualified
professionals in your area.
Access the Directories