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Traffic Accident Insurance Claims Article
By: Dan Baldyga
In 2004 it was discovered that the delay in
the onset of WHIPLASH-TYPE injuries was the “Norm”
rather than the “Exception” .
It was also found that 10% of the victims of
“ Whiplash” became totally disabled so it simply
followed that the “Pain and Suffering” they endured
could become monumental.
It was learned, in late 2004, that several million
Americans suffered a “Whiplash-Type” of injury
because of a motor vehicle accident in that year.
CAN A SOFT TISSUE INJURY LIKE WHIPLASH HEAL
ITSELF? The answer to that one is not a simple “Yes”
or “No” because, while it can heal itself, it
can do so - - but often imperfectly !
In one study, it was determined that patients
who had suffered a “Whiplash-Type” of injury that
over 50% of them developed Osteoarithritis in the ensuing
years. In another study patients were interviewed more than
two years following the settlement of their cases and, without
proper care, almost 50% continued to complain of ongoing pain
(in the area of their neck and/or shoulders) which were determined
to be directly related to their accident.
“SO" you justifiably ask,"WHAT
TO DO“?
The answer to that one is very simple, “You
must complain to whomever is treating you”. Don’t
allow yourself to be conned with something like, “Yeah,
I’m sorry, I know it hurts but just wait awhile. It’ll
go away”. That’s a hogwash of an answer !
A “Whiplash” hurls our head violently
backward and forward, injuring your neck. Whiplash can cause
injury to intervertebral joints, discs, and ligaments, cervical
muscles and nerves. It is usually encountered with concussions
and more serious injury. The effects of whiplash can be short
term or they can be life long - - it can leave your neck forever
vulnerable to injury.
TIME NEEDED TO RECOVER: 45% of the victims remained
symptomatic for 3 months and 25% remained in that same condition
for 6 months! The most minor cases needed a minimum of 8 weeks
to recover. Some took as long as 17 weeks.
And so, the often declared notion, by insurance
adjusters, that, "Whiplash injuries heal in 6 to 8 weeks",
is absolutely not true !
AS OF LATE 2004 THE FOLLOWING ARE THREE SOLID
AND PROVE ABLE “CRASH FACTS”:
#1. Many injuries occur at speeds below 12
MPH.
#2. Rear end impacts of 6 MPH to 10 MPH can positively cause
a “Whiplash-Type” injury.
#3. Post Injury crash facts have proved that, between 1
and 2 years after impact, 22% of many patients have not
returned back to “Normal” - - plus their “Pain
& Suffering” continued on and on!5 OF THE MOST
COMMON UNTRUTHS (ESPECIALLY WHEN APPLIED TO “WHIPLASH”)
ARE AS FOLLOWS
#1. Low speed impact crashes don’t cause
injuries.
#2. Injuries generally heal in 6 to 12 weeks.
#3. A patients pre-injury psychological makeup affects recovery.
#4. The greater the vehicle damage the greater the occupant
injury.
#5. An “Accident Re-Constructionist” can predict
injury potential.
All five of these above “Conclusions”
have been proven to be totally and positively incorrect !
>> Return
to traffic accident insurance claims articles
DISCLAIMER:
The purpose of this article "THE
WHIPLASH INJURY AS OF EARLY 2005" is for all readers
to understand the motor vehicle accident claim process. Neither
Dan Baldyga, Scott Baker, I GOT HIT, LLC, and/or the Accident
Resource make any guarantee of any kind whatsoever, NOR do
they purport to engage in rendering any professional or legal
service; NOR to substitute for a lawyer, an insurance adjuster,
or claims consultant, or the like. Where such professional
help is desired it is THE INDIVIDUAL’S RESPONSIBILITY
to obtain said services.
Dan Baldyga’s third and latest book,
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate
And Settle Your Loss) can be found on the internet at http://www.caraccidentclaims.com
or http://www.autoaccidentclaims.com.
This book reveals “How To” handle your property
damage claim so you won’t be taken advantage of. It
also goes into detail regarding BASE (The Baldyga Auto Accident
Settlement Evaluation Formula). THE BASE FORMULA explains
how to determine the value of the “Pain and Suffering”
you endured - - because of your personal injury!
Copyright (c) 2005 By Daniel G. Baldyga.
All Rights Reserved.
Dan Baldyga - Author
dbpaw@comcast.net
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss)
http://www.autoaccidentclaims.com
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