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Traffic Accident Insurance Claims Article
By Dan Baldyga
Motor vehicle accidents, personal injuries and
insurance claims are here to stay. No matter how far into
the 21st Century American’s elect to drive (unless by
the beginning of the 22nd Century we’re all zipping
around in our own personal space ship) truck accidents will
continue to pile up; with no end in sight!
* There are more than 200,000,000 licensed drivers
in the United States. (As of 2003 we’re close to a yearly
7 million motor vehicle accidents, involving well over 3.5
million injuries).
* Motor vehicle accident crashes cost society
an estimated $4,900 per second. That’s about $30,000
in the time it took to read this fact.
* Current records show that most American driver’s
will have a near motor vehicle accident 1 to 3 times per month
and will be in a collision of some type on the average of
every 5 to 8 years plus these records also indicate that licensed
teenagers are 22 more times likely to get a speeding ticket
than those who are 65 years of age or older.
* In 1896 there were only four cars registered
in all the United States. Two of them collided with each other
in St. Louis.
* By the year 2025 there will be 33 million
people 70 years or older in America. This segment of the population
will be growing 2.5 as fast as the total population. They
will make up the largest percentage of the “turning
left” and “rear end” accidents. Slowly but
surely Senior Citizens have developed a higher accident ratio
than teenagers. (This will, in time, seriously impact the
typical Senior Citizen’s pocketbook). And also, by 2025,
the total costs for motor vehicle accidents in the United
States will exceed 450 billion dollars.
* The world’s most solitary tree is located
at an oasis in the Tenere Desert in Central Africa. There’s
not one other standing tree within 31 miles. In 1960, it was
smashed into by a truck.
* Up-to-date statistics clearly reflect that
1 out of every 5 Americans are involved in an alcohol-related
car crash at some time in their lives and the day in which
motor vehicle accident injuries occur most often is Saturday.
Sunday is second.
FIVE CRUCIAL MEDICAL DEVELOPMENTS THAT HAVE
SLOWLY BUT SURELY COME TO PASS. THESE WILL SERIOUSLY (AND
FOREVER) IMPACT THE VALUE OF PERSONAL INJURY CLAIMS IN THE
YEARS TO COME:
#1. Records prove that a motor vehicle accident
of as little speed as 5 MPH can produce a “whiplash-type”
injury.
#2. The symptoms arising from an injury sustained
in a motor vehicle accident do not necessarily present themselves
immediately following an accident.
#3. Medical research and clinical experience
have accumulated enough information to demonstrate that the
delay of an injury symptom is the norm.
#4. Studies have established that the delay
of a symptom does not eliminate the possibility of severe
injury.
#5. It’s been proven that individuals
can continue to be symptomatic for many months (even years!)
after a motor vehicle accident. In addition approximately
75% of them remain symptomatic for a minimum of 6 months after
the accident. (And current up-to-date statistics reveal that
between the first and second year after an accident has occurred
over 20% of those injured actually have their symptoms worsen).
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DISCLAIMER:
The purpose of this article "MOTOR
VEHICLE ACCIDENT FACTOIDS" is for all readers to understand
the motor vehicle accident claim process. Neither Dan Baldyga,
Scott Baker, I GOT HIT, LLC, and/or the Accident Resource
make any guarantee of any kind whatsoever, NOR do they purport
to engage in rendering any professional or legal service;
NOR to substitute for a lawyer, an insurance adjuster, or
claims consultant, or the like. Where such professional help
is desired it is THE INDIVIDUAL’S RESPONSIBILITY to
obtain said services.
Dan Baldyga’s third and latest book,
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate
And Settle Your Loss) can be found on the internet at http://www.caraccidentclaims.com
or http://www.autoaccidentclaims.com.
This book reveals “How To” handle your property
damage claim so you won’t be taken advantage of. It
also goes into detail regarding BASE (The Baldyga Auto Accident
Settlement Evaluation Formula). THE BASE FORMULA explains
how to determine the value of the “Pain and Suffering”
you endured - - because of your personal injury !
Copyright (c) 2003 By Daniel G. Baldyga.
All Rights Reserved.
Dan Baldyga - Author
dbpaw@comcast.net
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss)
http://www.autoaccidentclaims.com
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